Posts Tagged ‘Extortion’

Poisonous Banks Destroying World Economy

December 17, 2008

Banks immoral behaviour shrinks World supply of money and destroys economy

 

For our Global system of money to work we have depended entirely on all our banks to act responsibly, with honesty, morality and probity.Because the banking system realised it could get away with being increasingly dishonest, immoral, completely irresponsible and absolutely without the slightest hint of probity or decency, the currency system of the World has been destroyed by their fraud and breathtaking greed.   

We have a system whereby nearly all the money is manufactured by the banks issuing loans to their customers. These loans amount to about ninety five percent of all the money in circulation. Nearly all the money we therefore use is created by a bank making a loan to someone else.

A culture of rapacious, greedy dishonesty was created throughout every aspect of the banking system as the banks tried to lend ever increasing amounts of money with a complete disregard of their poisonous behaviour towards borrowers. They wanted to lend as much money as possible because the more they lent the richer the banks themselves could become at the expense of those borrowers.

So, all this had the effect of putting absolutely every business and individual person into more and more unsustainable debt. The currency system is actually called money as debt and a fractional reserve banking system whereby the banks can create unlimited amounts of money out of nothing. If there were no bank loans at all, there would less than ninety percent of money in circulation and no-one would be paying interest to the banks.

This system allows banks to exercise increasing amounts of control over every aspect of business and personal life. Everyone was at their mercy. All of us were really working for the banks – working hard at earning enough to pay the increasingly absurd levels of interest and penalties on all the banks loans.

Businesses were constantly persuaded to borrow more money to expand, individuals were persuaded to borrow impracticably large mortgages to buy homes and consumer goods they really didn’t need. We were all told how silly we were if we didn’t use credit cards to spend money we didn’t actually have.

The banks were in complete control of almost the entire supply of money everyone depended on to enable all trade and personal commerce to exist. All the money in use could be traced backed through debt after debt issued through the dishonest banking system.

The financial well being of every business and individual now depended completely on the banks and how they behaved, and how honest and moral they were.

When the levels of dishonesty exhibited by the banks became so blatant and unsustainable, it became so extreme it had the effect of making the banks themselves too frightened to lend to each other.

They knew better than anyone else how dishonest and fraudulent their system of loans and debt had become and how each bank would try and outsmart other banks by being even more devious with loans to each other.

So the banks stopped lending to each other because they knew they were ripping each other off with dodgy loans which were less and less likely to be paid back.

If the banks weren’t going to lend to each other it interrupted the circular movement of money from bank to borrower and from that borrower’s loan ending up in another bank which, in turn enabled the next bank to issue more loans of many, many times the amounts actually being deposited in the bank. And so on it went around in endless circles.

But once the banks interrupted the entire money supply by being too frightened to lend to each other, it also had the effect of rapidly shrinking the money supply. The behaviour of the banks is making money literally disappear from existence at exponential speed.

This is the reason people have less and less money to pay their debts or to actually buy anything they need. The World economy is being destroyed by all the banks because of their greed and fraud and their fear of lending to each other. They know how dishonest and unreliable other banks can be with lending money and fear their loans to each other may not be paid back because the system they created is so dishonestly fraudulent and unreliable.

Governments around the World thought by lending gigantic amounts of money to all the banks this problem of confidence in the money supply would go away. All the money Governments loaned to banks would enable them to commence lending to each other again and get the circulation of the whole supply of money moving again.

Government were wrong. They were wrong because lending to the banks didn’t make the banks any more honest or improve their morality or common sense in any way at all. So the banks just pocketed any money they could get hold of, held on to it like grim death, carried on paying themselves ridiculous ‘bonuses’ and still refused to lend to each other.

The fact this also meant they had less and less money to lend to anyone else too, didn’t seem to bother them. They didn’t seem to be able to work out their collective behaviour was rapidly destroying the whole World economy and even themselves as they started to go bust one by one.

If something doesn’t change pretty damn quick they will probably all go bust in the end. But they are too pathetic to see that, as they whimper on about how it isn’t their fault at all. It must be someone else’s fault, they say. Meanwhile things will continue to get much, much worse.

They are liars !

Every single single business, and individual wishes to continue to work hard to earn themselves money. Businesses do not wish to sack employees and cease to exist, employees don’t want to sit around jobless and having their lives being destroyed by unemployment. It is being forced upon them by the banks.

We all depend on being in possession of money to trade and prosper as a business, and in turn pay employees’ wages so they can buy things they need from the businesses that are prospering.

Money is simply a token of trust we can use to give to some one else in exchange for goods or services of actual real value we need from them. They can then use that token of money we give them to buy what they need from others.

The banks have manipulated the money system with sheer greed until it has been taken to the brink of complete destruction by their deviousness.

The banks are the only custodians of the money system. No one else at all has control of it. No Government, business or individual has control of the system of money. It is entirely in the hands of the banks. They have abused it, misused it for their own profit and have shown a callous disregard of the damage they do to everybody they deal with. Their behaviour has been, and still is quite simply disgusting.

The banks cannot be trusted. They created the Worldwide financial recession single handedly with no assistance from any one else. They are currently destroying the money supply everywhere with lightning speed. Their self seeking manipulation of the World’s money supply is destroying everyone’s ability to trade, or have a job, or pay back their debts. The entire money system is collapsing exclusively because of the irresponsible, fraudulent behaviour of the banks.

They are utterly callous in turning tens of thousands of people out of their homes, leaving houses empty, vandalised and pointless useless. They are equally callous as they take away the jobs of millions of people by destroying businesses with toxic loans and making it impossible for trade and commerce anywhere to function normally any more .

With this vicious control of money the banks have, allowing them to say who has a business and trades or who has a job and who doesn’t, who starves or who has a home or who is thrown out of their home onto the street by bank bailiffs, to have their entire lives destroyed by being made homeless, is a grotesque condemnation of modern times.

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SAINSBURY’S AND OTHER BIG BUSINESS CONNIVE IN DESTROYING SLEEPY MARKET TOWN

July 1, 2008

 

 

 

When, many years ago, my Father was a Councillor in this town and as Chairman of the Council was intimately involved in trying to prevent Sainsburys’ and other megalomaniac big businesses from wrecking the then pretty country market town with massively destructive ‘redevelopment’, he would have had absolutely no idea how nasty these big businesses like Sainsbury’s would become.

Since I knew the town as a boy, the Sun Life Insurance company and Sainsbury’s have  together been instrumental in conniving to persuade the Town Council to raze down vast amounts of the then attractive centre of the town and browbeat the Local Council into agreeing to close off most roads into the centre of town and build an ugly motorway-like ‘inner ring road ‘bypass’ around the centre of sleepy little town, preventing any normal access to it.

 

Both  these business organisations built monumental and modernistic ugly buildings over the centuries old town centre roads, killing of the historic town at a stroke. No doubt Sainsbury’ and Sun Life persuaded the Council it would be a good thing as they would be bringing lots of local jobs into the town.

 

But it has had  the effect of preventing any of the local residents from getting at the town centre to do any shopping and empty shops now  lie abandoned and boarded up forlornly as a result. 

 

Shops and other traders still struggling to make ends meet as the Council extorts gigantic parking charges, hugely exceeding the costs of paying an average monthly mortgage for a house, never mind a bloody car parking space, can only watch grimly as turnover falls and they go out of business one by one.

 

Fewer and fewer residents bother to overcome the sheer trauma and hassle of being milked by unreasonable parking charges and endless threats of £90 parking tickets followed by bailiffs at the door adding hundred and hundreds of pounds to just one parking ticket, then threatening householders with the legalised theft of their house contents if they don’t pay up immediately.

 

Pedestrians are artfully provided with their own obstacle course to get into the town centre too. Nearly the entire local population has to brave an artificially contrived and utterly inappropriate and unnecessary urban motorway, carefully conceived by dimwitted ‘planners’ to make getting into the town centre on foot as unpleasant as possible for virtually everyone.

 

Hence, the town is dying on its feet; a slow strangulation that has already turned a really busy, attractive mediaeval market town into a nasty little empty urban desert in the middle of of what used to be some of the most stunningly beautiful landscape in the World.

It is now a noisy sprawl of ring roads and Orwellian building development designed to look as revolting as possible.

 

But Sun Life has fallen on hard times as more and more people realised the life insurer plundered their pockets and business has slumped. So the predatory business has now gone, having done its job of sucking the life out of the two like the parasite it is.

 

Sainsbury’s too is no longer in the centre of town, bringing the extra shoppers and vibrancy it had solemnly promised all those years ago. 

 

It’s old low rise utilitarian shed like architecture is now a shoddy enclosed shopping centre, identical to any down at heel shopping mall anywhere. Completely without character and wildy unpleasant to visit, most shops offering standardised high street cloned tat.

 

Sainsbury’s supermarket itself, even more sophisticated in manipulating and dictating to local town councils all over the country, has purloined most of the one time garden of a fantastically elegant classic manor house in the one small remaining bit of the original town by the ancient Church that still remains. 

The Manor House is no longer fantastically elegant as it was bought by the RSPCA for it’s headquarters, and then sold at a massive profit to developers who built bits on everywhere and turned it into a warren of poky little ‘town houses’ and awkward apartments in the once elegant original building.

 

The town is is now ugly and bereft of the soul it had. The centuries of hustle and bustle of a busy English country market town have gone. The old coaching inn, once the focal point,  is boarded up and decaying listlessly. In the evenings and on the weekends, the town is dead and empty, except for a few loitering youths, often mindlessly drunk.

 

It is not the pleasant, friendly place it once was. Instead it is a place to hurry away from before a black cloud of depression descends about what modern life is like .

A Nationwide Protection Racket To Fleece Us All

June 18, 2008

Organised crime used to be the occupation of highly unattractive individuals from deprived neighbourhoods full of dysfunctional poverty ridden families. 

One of the most lucrative schemes these criminals dreamed up was the ‘protection racket’. This entailed a bunch of thugs wandering into other people’s premises – a pub, or restaurant for example – and simply demanding money in return for not smashing the place up or beating the owner up and putting him in hospital.

Most people soon learnt it was better just to pay the regular demands for cash because it was the only way they could stay in business. 

Persistent resistance to the menacing extortion often led to murder as the thugs sought to terrorise everyone else into compliance with their demands.

Modern times have opened up exciting new possibilities for slightly more sophisticated methods, rather than just brute violence.

Big business has learnt a few lessons from the old fashioned protection racket scam and crafted a more modern version which has the huge advantage of carrying absolutely no risk whatever of going to prison for being a criminal. 

There are many examples of this form of legalised theft, but consider this particular one. It is very common.

My Potterton gas boiler was ill. It had been ill ever since I bought this house five years ago – despite the fact it was virtually new. Apparently, Potterton were knowingly supplying brand new gas boilers to people all over the country which were faulty from the very moment they were installed. 

The problem was the circuit board. That little bundle of inscrutable electronics that controlled the turning on and off of the boiler when the water was at the right temperature. It would either fail to turn the boiler on at all, or, once on, be unable to turn it off. 

This meant the hot water tank rapidly overheated, reached boiling point and boiling water and red hot steam would zoom into the roof, overflow out of the header tank and down through all the ceilings in the house one after another, wrecking plasterwork, decor and carpets and any other valuable possessions that might be inconsiderately lying around in your house at the time.

When the damned thing gave up the ghost completely and refused to fire up at all, just as winter became a fair simulation of the frozen arctic, leaving us with freezing cold water and a house like a hovel in Siberia, I finally tried to get the thing repaired.

That was when I learned about the new, modernised form of protection racket gleefully seized upon by the likes of Potterton and British Gas.

Big organisations like British Gas and Potterton have a virtual stranglehold over the entire market, just like all the other large companies that either take over every local enterprise or simply drive them out of business. They are basically the only people you can turn to for repairs.

So when I failed to find a local heating engineer who wasn’t a complete cowboy, I was reluctantly forced to turn to Potterton, being the makers of the boiler, as a hopeful source of reasonably reliable repair. 

Bingo ! “No problem sir. Our first available appointment for an engineer is for tomorrow. Would that be suitable ?” 

Would it be suitable ? I was in a state of pathetic gratefulness for the amazing speed with which my inanimate boiler could be repaired and warmth restored to the household once more. My nine year old son would no longer be in danger of dying from hypothermia or pneumonia as he dragged his grey, pinched and frozen body wearily through the cold and wintry house , clutching a duvet around him wherever he went.

But, there was a catch. There would be a fixed price of £349. There would be no other options. So, even if the repair took five minutes and a part costing only a few pence it would still cost £349. As the entire boiler cost only about £1000 brand new, it would be quite impossible to imagine any ordinary repair that was likely to cost as much £349.

So, being a single parent existing on a below the poverty threshold income, I thought this was ludicrous. This repair was going to cost me the equivalent of three weeks entire income !

I turned to British Gas. They couldn’t send an engineer tomorrow but they could manage the next day. That looked promising. I wouldn’t hold the extra day’s delay against them. It was still pretty prompt. Prompt enough, anyway.

Then came the crunch. The cost ? £444 fixed price only, the same as Potterton, but just another hundred pounds more, nearly.

Both of these extortion artistes wrapped these huge repair fees in gobbledygook language which seemed to use the word ‘protection’ quite a lot – just like the old fashioned criminals selling ‘protection’ from them smashing the place up as long as you coughed up the regular weekly payments they demanded with menaces.

Except the genius of British Gas and Potterton is that all they have to do if you don’t pay their extortionate demands is, well, err…. nothing. Yes, all they have to do is absolutely nothing. That means you and your family will simply freeze to death because it will be impossible to get anyone else to repair your boiler, because that is the way the manufacturers arrange it. They are the sole source of specialised parts, for instance.

So, I was forced to return to Potterton, being nearly a hundred pounds cheaper than British Gas at £349 instead of some £444.

When the repairman called he took just ten minutes and cheerfully described it as a complete rip off. The actual cost of the circuit board he simply replaced was just £100 before VAT. Charging the repairman out at £50 an hour would make the bill no more than £150 instead of £349 or British Gas’ incredible £444.

A forty hour working week charged at £50 per hour is two thousand pounds a week or £104000 per year. Enough to pay the repair man his salary of less than thirty thousand pounds a year and still leave the company with a whopping profit.

However. the repairman told me he did an average of five repairs like this a day. At £349 each that is a daily total of £1745 or a staggering total of £453 700 per year. Yes, that’s nearly half a million pounds !

Good money for those that get it ! Shame about the single parents on poverty levels of income shivering with cold as they no longer have any money left at all to pay for fuel to use in their now repaired and working central heating boilers.

Consumers need protection from this sort of extortion which is a creeping menace today as big business becomes increasingly bigger and bigger and more and more out of control as it rampages through our wallets with dishonest and evil impunity.

SAINSBURY’S THUG LIKE BEHAVIOUR

June 17, 2008

 

I recently visited Sainsbury’s in a Sussex market town on a Sunday to return some boys shorts bought the previous day which had been incorrectly labeled and were, therefore, the wrong size.

 

I had done a major shop the previous day and didn’t need to purchase anything else other than about £5 of milk etc.

 

When I paid the cashier I asked her to ‘swipe’ my car park entry card in order to allow me out of the car park because I had probably been in the store for very slightly more than the half hour allowed for ‘free’ parking.  

 

Without swiping the card I would have incurred a parking fee of £10 for the privilege of being forced to return a faulty product and make a minor purchase.

 

The cashier made the assumption that because I had bought such a small number of items I must have been in the store less than  half an hour. When I told her I had also spend a considerable time dealing with my exchange of shorts she held on to her mindset of me being within the half hour. 

 

She refused to swipe the card, saying she ‘couldn’t’ swipe it if I had been less than half an hour and ‘couldn’t’ swipe it if I had been more than half an hour because I had only spent about £5 and not the minimum of ten pounds.

 

Never the less, I asked her to swipe the card because should I have been in the store for just slightly more than half an hour I would be refused exit without paying a ten pound fee, and I would have blocked the exit to the car park for all the other exiting shoppers while I either paid the fee or had the unpleasant experience of arguing the matter with the intransigent Sainsbury’s staff.

 

Although this discussion was ludicrous, there was no personal difficulty or rancour in the discussion other than the cashier explaining to me her wish to obey her management instructions not to swipe cards in my sort of circumstances.

 

The cashier then hailed a passing ‘supervisor’ and asked her to take the card to the customer service point to have it swiped. An amicably reasonable solution to the utter lack of initiative the Sainsbury’s management deprive cashiers of using.

 

I would stress that despite my slightly acid description of events, there had been no unpleasant exchanges between the cashier and me. I recognised she was following the management instructions to her and our exchange was perfectly polite and civilised in every way.

 

I merely told her I insisted the card must be swiped as I did not want to block the car park exit. And It seemed complete lunacy to gamble on whether I had been in the store 29 minutes and would be freed, or 31 minutes and would be trapped causing every other exiting shopper to also be trapped behind my blocked car.

 

There had been no disruption or ‘argument’. It was a perfectly normal exchange, with a perfectly amicable solution as the cashier instructed the supervisor who gaily tripped off to swipe the card  without further ado.

 

Unfortunately, just as the supervisor walked off with the card, a hatchet faced woman with a Sainsbury’s uniform and  with a filthy expression of intense anger on her face shrieked at the top of her voice to me ‘You’ve been barred from the store.’ 

 

At the same time she slammed her hand on a ‘panic’ button to set off a loud alarm and shouted for security staff to forcibly remove me from the store.

 

Amazed and utterly nonplussed, I replied to her that I had not been banned. The supervisor taking my card to be swiped turned around and handed the card back to the cashier who then handed it to me, unswiped. I handed it back to the supervisor in a dazed state as the screaming harpy was continuing to shriek loudly at me that I was banned and shouldn’t be shopping at the store at all.

 

This was news to me as I have been shopping at the store every few days for five years uninterrupted by any ‘banning orders’ imposed by screaming harpies shouting abuse at me at the top of their voices.

 

The supervisor with my card walked with me to the customer service point where the card was swiped by her without comment. 

 

Meanwhile, a burly security guard appeared who told me I couldn’t leave the store. He kept shuffling up to within a very few inches of my face every time I tried to keep a reasonably normal distance from him, breathing his foetid breath straight into my nostrils as he followed his training instructions to intimidate people by ‘invading their personal space’ in an overtly threatening manner by standing abnormally close to them.

 

 

I was a prisoner of Sainsbury’s, not allowed to leave the premises by this threatening security guard.

 

I was completely stunned at being screamed at for absolutely no reason at all by this maniac of a hatchet faced harpy woman employed by Sainsbury’s, and then kept prisoner and prevented from leaving by a threatening ’security guard’ who clearly implied he would use violence to prevent me going about my lawful business.

Meanwhile, my nine year old son appeared to be in a state of increasing terror at what was happening to his Father.

A  duty manager, then appeared and asked the security guard what was going on. The guard replied he had no idea other than the shrieking Sainsbury employee has said I was banned from the store and had asked him to throw me out. 

 

A slightly unnecessary procedure as, armed with my now swiped card, and having paid for my shopping, I was more than anxious to remove myself from  this screaming madhouse where the Sainsbury employee’s continued shrieking had attracted a wide audience of at least a hundred people looking to see what the fracas was all about.

 

The manager did not speak to me, indeed refused to do so as he asked the security guard what the fuss was about. I was insolently and rudely told to be quiet by the manager when I greeted him as a possible saviour from this growing insanity and attempted to start explaining to him what had taken place. I imagined that, naturally, the manager would wish to speak to the polite and diffident customer being kept prisoner and prevented from leaving the store by a security guard. 

Not so. When the security guard had finished telling the Duty Manager he had no idea what was going on, the manager simply refused to speak to me and told me brusquely to leave. I replied that was what I was being prevented from doing.

 

The manager’s response was to behave in an extremely confrontational and aggressive way, and also following his training on how to deal with violence, proceeded to do the same as the security guard and shoved his face within inches of mine. Together the manager and the security guard ‘herded‘ me out of the store in a brutally uncivilised and unnecessary manner, not allowing me to leave  normally and willingly as I was entirely intent on doing.

 

It occurred to me the pair of them must have been watching too many American Los Angeles Cop and Car chase type TV films and were completely confused about what was American television fantasy and what was real life in a quiet Sussex market town as a sixty year old, inoffensive,  middle class resident went about the daily business of domestic shopping with his nine year old son.

 

I was followed into the car park by the security guard at a distance who waited to see which car I approached. He then wrote my car number in biro on his hand in a thoroughly dramatic manner, no doubt still living the fantasy and taking his cue from all those America Cop movies he watched when not harassing innocent shoppers in the local supermarket for a living.

MILKING THE MOTORIST SPEEDING CAMERA SCAMS

June 6, 2008

Like many others, I have a problem with speeding tickets , my first ever in forty years of driving !

Of course it was a camera – and a con trick to gather money.

The road was a minor A road completely empty except for me. It was 9.30 p.m. ish on a dark winter night and it was raining cats and dogs, relentlessly.

 Because of atrocious weather conditions  and a very bendy road it was impossible for me to drive particularly fast. Driving at all in those conditions took all my concentration. If I had driven fast, I would simply have skidded off the road. I also had my nine year old son in the car.

 Suddenly, going around a sharp bend I saw a 30 mph sign. It was obscured from being seen at any maximum sort of distance by virtue of being partially around a bend.

 The very second I saw the 30 mph sign I braked as hard as the wet, greasy skid encouraging road surface allowed.

 While my foot was still firmly on the brake holding the car on the edge of a slight skid  – around a corner – in a semi emergency stop sort of way, the camera flashed.

 It was so close to the 30MPH sign it was impossible to slow any faster from what had been a reasonable speed prior to the sign.

 The record showed me doing 38 mph.

 The case has yet to go to court where I wish to fight it.

 I am even considering refusing to pay any fine etc if found guilty and would be prepared to go to prison.

 If everyone was prepared to do this, refuse to pay and willing go to prison, the law would change pretty damn quick, I should think.

 I now always make a point of never paying for parking, and just throw all the tickets away, as I have had some breathtaking experiences of being robbed blind with parking tickets. I even lost a newish car illegally taken by bailiffs.

 Two recent tickets have instantly expanded to over a thousand pounds each because I didn’t pay them. The utterly disproportionate way in which an already extortionate penalty charge of £40 instantly escalates to this sort of figure is a national scandal.  

 

WHY do we all put up with it ?

 

This Totalitarian Government under Gordon Brown is simply a thief.

Motorists are being deliberately milked of gigantic amounts of money to prop up an incompetent, repressive  and failing Government of inadequate control freaks.

 How did they ever get into power ?

Any advice would be very welcome. And might I suggest giving consideration to organising a national campaign against extorting money through the excuse of ludicrously high parking fees.

 If everyone just threw their parking tickets away and refused to pay for parking, the whole rotten system would grind to a full stop.

 Just to point out a little truth that few people seem be aware of. Most council parking parking fees add up the cost of a parking space being more than enough each month to pay for a substantial mortgage.

 Yes, that’s right. Each parking space milks the motorist of a monthly sum sufficient to pay a large mortgage. Some spaces wrack up to being worth thousands of pounds per month to the council in extortion money.

 When criminals specialise in extortion it is a crime. How come it isn’t a crime when councils and the government do it ?

 Can someone tell me ?

 

http://ticketappeal.co.uk/

THE LABOUR GOVERNMENT IS A THIEF

May 27, 2008

 

Talking about bailiffs, I have just had a visit from one of these idiots trying to recover a parking fine.

 

This is the first time he has called about this parking fine, originally for the standard £40. The note he left says his fee for calling just this once is £595.34p.

 

I happen to know the fee is a complete fiction and a blatant attempt at fraudulently extorting money from me, and entirely illegal. 

 

The last time I actually saw a bailiff I told him to p**s  off because I wasn’t going to tell him who I was – whether I was actually his intended target or not. 

 

I snarled at him he was a parasite. He seemed to come over all hurt and aggrieved, almost tearful, and said ‘You don’t have to get personal. I’m only doing my job.’ 

I replied no decent human being would doing that job; ie going around extorting money from perfectly ordinary law abiding people this  authoritarian Labour  Government brands as criminals for simply using their cars.

 

Then reason I know the fee is illegal is because I  have learnt about it at the CONSUMER ACTION GROUP forums – very useful. Do have a look. There is bound to be something it can help everyone with.

 

 

As a currently unemployed full time single parent my only income is about £100 per week of state benefits. Parking fines of £40 for completely ludicrous circumstances, rapidly escalating by hundreds of pounds is a monstrous act of extortion by the government. It is time we all did something about it.

 

What about everyone simply refusing to pay any parking fines at all. That would sort the thieves out because there would just be absolutely nothing they could do about it except change the law.

 

This government is rapidly making Britain into a totalitarian state – just like those wacky dictatorships like Burma etc.